The following article was written by guest contributor, Katie Conroy:
If you want to create a healthy home, making the right positive changes is essential. If you aren’t sure where to begin, here are some points to consider that make choosing projects easier.
Projects That Improve Your Experience at Home
If you feel overwhelmed and stressed at home, the first project you might want to take on is decluttering. For one, it’s completely free. For another, eliminating excess stuff can reduce stress, lower the amount of time you need to spend cleaning, and make it easier to stay organized moving forward. If you aren’t sure how to begin, give the KonMari Method a try. It’s a straightforward approach that focuses on what brings you joy, ensuring you keep the items that matter to you.
Improving your air quality is also a simple way to experience a real difference in the health of your home. By simply replacing your existing air filters with new ones featuring higher MERV-ratings, you’ll be removing more contaminants, keeping you healthier.
Another great option is remodeling your kitchen. By turning it into a more functional space, you’re more likely to cook nutritious meals at home, making it easier to eat healthily. For this project, you’ll need a licensed and insured plumber. Make sure to check ratings and reviews to find the ‘best plumbing services near me.’ That way, the $45 to $150 per hour you’ll spend for their expertise is worthwhile.
Changes to Make If You’re Considering Selling
For homeowners interested in selling soon, you’ll want to keep buyers in mind when choosing projects. That way, you can address their needs, making your house a more attractive property in their eyes.
For inexpensive options, consider a new coat of paint. You can choose colors that align with trends or that make your home feel brighter or more welcoming. Plus, if you’re willing to DIY the project, it’s a very low-cost way to renew the look of your interior completely.
Another inexpensive option is easy kitchen updates. Simply changing out doorknobs and pulls on your cabinets can transform the room. The same goes for adding a backsplash.
If you have money in the budget for something bigger, consider replacing your windows with modern, low-E windows. You’ll update the look of your home’s interior, enhance your curb appeal, and improve energy efficiency all in one project.
You could also consider other exterior modifications. A new deck, fresh siding, or similar project can ensure buyers get a great first impression when they arrive at your property, potentially leading to more interest and a higher selling price.
How to Pay for Home Updates
Don't default to a personal loan or credit card when you’re trying to figure out how to pay for home updates. While you can technically use them, they don’t necessarily have the best interest rates, which isn’t ideal.
Additionally, while a HELOC may have a lower interest rate, it gives you an extra payment you’ll have to make every month. If tracking your budget already feels challenging, that might not be a great match for you.
Instead, check out cash-out refinancing options. What does it mean to refinance your home is you replace your old mortgage with a new one that has a higher balance, so you don’t end up with an extra payment. Plus, you receive the difference between the two loans as cash, giving you money for your updates.
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Katie Conroy is a writer at advicemine.com, the opinions and or advice contained in this article are hers and not those of the Flynn Team, or any of its agents or employees.